Love banking at Guaranty Bank?
Invite a friend to open any checking account with Guaranty Bank and you'll both earn a $50 bonus! You can earn unlimited referrals!*
It's easy to refer your friends! Simply share the promo code FRIEND to take advantage of this offer.
And if that's not enough, be sure to mention to your friends the following additional Guaranty Bank benefits:
- 14 Convenient Locations
- Online and Mobile Banking Tools - helping you stay on top of finances.
- Mobile Banking and Deposit - our app lets you pay bills, make deposits, check balances, transfer funds and set up alerts from your mobile phone.
- Mobile Wallet - creating a safe and easier way to pay with a simple tap of your phone.
- eStatements - a secure way to view your monthly statement through online banking.
- Zelle - the fast, safe and easy way to send money to friends and family.
*To receive the $50 Refer-A-Friend bonus, all of the following criteria must be met: 1) Refer someone to open any consumer checking account, which is subject to approval; 2) new referred account must have a reoccurring direct deposit or direct debit (ACH) posted; 3) the debit card has been used at least once. Once the qualifying activity has been met, the $50 bonus will be paid within 30 calendar days provided both the current client and referred account are not closed at the time of payout. Direct deposits examples are an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person payment (such as Zelle, Venmo or Cashapp) are not considered a direct deposit. Direct Debit examples would be a car payment, mortgage, rent payment or another household bill. Qualifying VISA debit card purchases are defined as point-of-sale transactions made with your Guaranty Bank debit card that are completed using a PIN (personal identification number), signature, contactless, or mobile wallet (e.g., Apple Pay, Google Pay, Samsung Pay). ATM withdrawals, ATM transfers and debit card payments authorized but not yet posted do not count toward the debit card requirement. Additional terms of the bonus offer include: Account must be opened a minimum of 60 calendar days and have a positive balance at time of bonus payment. Bonus will be applied as a credit to the account. Requirements must be met within 6 months. New client cannot have a previously closed Guaranty Bank checking account within the previous 12 months. Only new consumer checking clients eligible. Employees are ineligible. Cannot be combined with other offers. Account only eligible Missouri residents. Offer is subject to change without notice. Refer-A-Friend bonuses are unlimited per client and will be reported to the IRS as applicable. Clients will be responsible for applicable taxes on this bonus. Consult your tax advisor. Annual Percentage Yield will range from 0.00% - 3.00% depending on the account type that is opened. Additional account requirements will apply to the Elevate Checking account to obtain the premium 3.00% APY. Rate may change after account opening. Fees could reduce earnings. APY range is accurate as of July 1, 2025, and is not an introductory rate. Minimum opening deposit requirements will range from $25-$50 depending on the account type. Member FDIC. Important Information: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite.