In 1913, the first moving assembly line was developed by Ford Motor Company; it was also the year we officially opened for business in Springfield. A lot has changed within the century since we first opened, but one thing hasn't and never will — our commitment to our customers.

Convenient Products & Services

We offer a wide range of products and conveniences for both individuals and local-area businesses.

• 14 convenient locations in Springfield, Joplin, Carthage, Ozark, Nixa and Neosho.
• Access to more than 37,000 MoneyPass® ATMs nationwide with no foreign transaction fee.
• State-of-the-art checking products
• An experienced staff who specialize in personal and corporate lending. All decisions are made in-house, and we pride ourselves in quick closings.
• A number of business financial management solutions such as remote deposit, cash sweep, ACH services, and much more, designed to keep your business running smoothly and efficiently.

Personalized Attention

More than 100 years of serving our community has provided us a long time to practice our philosophy of maintaining a personalized approach. In many cases, we've even served generations of your friends and family. We guarantee that you'll receive custom tailored advice and above all else, the respect you deserve.

That's because as a fellow community member, we view banking as you would — individually. To us, knowing you personally, allows us to offer sound advice on anything from picking the right mortgage loan, investment strategies, or choosing the best account for you.

Our goal at Guaranty Bank is to be the premier financial institution in Southwest Missouri, achieved through relationship driven customer service and superior financial strength and performance.  We are dedicated to meeting the financial needs of our surrounding communities and exceeding the expectations of our customers, team members, shareholders, and board of directors.

On April 1, 2022, Guaranty Bank, established in 1913, completed a merger with SFC Bank, established in 2008. The combined bank is a part of the QCR Holdings, Inc. family of banks, which operates 40 locations in Illinois, Iowa, Wisconsin, and Missouri.

Be a Part of a Community-Centered Bank

We want to thank you for more than a century of commitment to us, and can't wait to return many more years of the same commitment to you.