At Guaranty Bank, we recognize the significance of the Community Reinvestment Act (CRA) in fulfilling the credit needs of our diverse community. Through our CRA initiative, we ensure that credit opportunities are accessible to all segments of our community, reflecting our dedication to inclusive financial services.
This page serves as Guaranty Bank's CRA Public File, meeting the regulatory requirements established by the FDIC [12 C.F.R. §345.43]. If you encounter any difficulties accessing the documents or prefer to review a hard copy of the CRA Public File, please don't hesitate to contact us.
We’ve had no public comments in the last 3 years.
Read the bank’s most recent CRA Performance Evaluation, which documents the bank’s record of meeting the credit needs of its communities, including low-to-moderate income neighborhoods.
Guaranty Bank has 14 branches, located throughout Southern Missouri. Find Banking Center and ATM locations as of September 2024.
List of opened, relocated, or closed banking centers for the prior 2 years through April 1st of the current year.
Guaranty Bank offers a wide variety of personal banking products and business checking, savings, and Treasury Management services to meet our communities’ financial needs. Access the personal banking fee schedule and the business banking fee schedule.
The Bank’s CRA Disclosure Statement can be obtained on the FFIEC’s website by searching:
Institution Name: Guaranty Bank
Respondent ID: 0003804535
You can access detailed information regarding our residential mortgage lending activities online.
This includes data on the geographic distribution of loans and applications, as well as demographic information such as ethnicity, race, sex, age, and income of applicants and borrowers, along with details about loan approvals and denials. Additionally, similar data for numerous other financial institutions is also available online for comparison and review. Find this information by visiting the FFIEC Website and searching:
Institution Name: Guaranty Bank
LEI: 5493007IES1RWVUDDU23
