Home Loan Center

Lay down roots for your budding family.

As a community bank right here in Southwest Missouri, we understand the local market and will work to get you a home mortgage loan that fits your budget. Guaranty Bank has a variety of home loan options which include:

Fixed Rate Mortgages - A mortgage in which the interest rate and payments remain the same for the life of the loan.
Adjustable Rate Mortgages - A mortgage with an interest rate that is adjusted periodically according to a pre-selected index.
Jumbo and Super-Jumbo Mortgages - Available with fixed or adjustable rates.

Due to current market volatility, please contact one of our loan officers for the most current rate quote, or call our Home Loan Center at 417.893.3634.

Helping those who first help us achieve homeownership.

Learn More

Choose which type of loan is best for you and your needs.

Loan Options

We understand that buying a house is likely the largest financial commitment you'll ever make. Whether it's your first home or your dream home, we're here to help every step of the way.

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

Current drivers license
Your past two pay stubs
W-2 forms for the past two years
Two years tax returns with all schedules
Bank statements for the past two months
Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

Details

Competitive rates available for purchasing or refinancing
Wide range of options and terms:
- Conventional
- FHA
- VA
- USDA Rural Development Loans
- Construction Loans
- JUMBO Loans
Fixed and adjustable rate options
Local decision-making
Free pre-qualification to increase buying power
On-time closings
In-house & onsite underwriting
Personalized service every step of the way

Find more information including rates and an easy application process at the new Guaranty Bank Mortgage Center.

Rates

Due to current market volatility, please contact one of our loan officers for the most current rate quote, or call our Home Loan Center at 417.893.3634.