LIMITED-TIME OFFER: June 1 -August 31

Make Your Summer Rewarding with a New Checking Account

Open a new checking account and choose your reward - $300 or a premium summer item!

Premium brands. Real value. Your Choice.

Open an account. Earn the bonus. Claim your summer.

Find the Checking Account That Fits You

_{Open any consumer checking account between June 1, 2026 – August 31, 2026 to qualify for this offer. Offer is subject to change or termination at any time without notice.}

_{¹New Consumer Checking Account Bonus Offer:  Earn a bonus or gift when you open a new consumer checking account, subject to approval, and meet all the following requirements within 60 calendar days of account opening (“qualifying period”).}

_{To qualify for the New Consumer Checking Account Bonus Offer:}

• _{Open a consumer checking account with the required minimum opening deposit (ranges from $25 - $50);}
• _{At least one direct deposit or direct debit made through the Automated Clearing House (ACH) Network has posted and settled to the account;}
• _{At least one debit card transaction has posted and settled to the account; and,}
• _{Account must be enrolled to receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery.}

_{Qualifying Transactions for Bonus Offer: Qualifying Visa® debit card transactions are defined as point-of-sale transactions made with your debit card that are completed using a PIN (personal identification number), signature, contactless, or mobile wallet (e.g., Apple Pay, Google Pay, Samsung Pay). ATM transactions do not count towards this total. Debit card transactions authorized but not yet posted do not count toward the debit card requirement. Direct deposit ACH examples are, but not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit. Direct debit ACH examples would be, but are not limited to a car payment, mortgage, rent payment or another household bill.  All qualifying transactions must have posted and settled to the account by the last business day of the “qualifying period”.}

_{Bonus or Gift Options: New client may choose one (1) of the following bonus options when they open their new checking account: Yeti® Cooler (retail value $300), Solo® Stove (retail value $249), or a Ninja® Slushie Maker (retail value $299), or a $300 credit to the new account. Accounts opened online will automatically default to the $300 credit.  Bank reserves the right to substitute a gift of equal or greater value if advertised item becomes unavailable.}

_{Bonus Eligibility: The account must be open for at least 30 calendar days and remain open with a positive balance at the time of bonus or gift is awarded to be eligible for the bonus. All requirements must be completed within the 60-day “qualifying period”.  This offer is available only to new Guaranty Bank consumer checking clients. New client cannot have closed a Guaranty Bank consumer checking account within the previous 12-month period. Current Guaranty Bank consumer checking accountholders and business accounts are not eligible for this bonus offer. The Empower Youth Checking account is not eligible for this offer. Offer not available to bank employees.}

_{Bonus Payment: If choosing a gift instead of the $300 credit, the new client will be contacted by the bank within 30 days after the account has met all the bonus requirements that their gift is available for pick up. Gift can be picked up from the branch location where the account was opened. The accountholder will have 30 calendar days to pick up their gift otherwise the bonus will default to the $300 account credit. Gifts will not be shipped to the accountholder. If you choose the $300 bonus credit, the credit will be applied to the client’s account within 30 calendar days of meeting the bonus requirements.} 

_{Additional Terms: Minimum opening deposit requirements range from $25 - $50, depending on the checking account type. (For Example, Bank On Checking minimum - $25 and Elevate Checking - $50). This offer is limited to one bonus per customer, per account, and will be paid to the primary owner.  Customers who have previously received a new account bonus are not eligible. Offer cannot be combined with other offers.}

_{Paper Statement Fee: If you choose to receive paper statements rather than electronic statements, a paper statement fee will apply. This fee ranges from $2 - $3 depending on the account type. Valid email address is required for eStatements. Fees may reduce earnings.}

_{Early Closing Fee: An early closing fee of $20 will be charged if your consumer checking account is closed within 90 calendar days of account opening, regardless of bonus qualification.} 

_{Consumer Checking Annual Percentage Yield (APY) will range from 0.00% - 2.75% depending on the account type that is opened. APY range is accurate as of April 1, 2026, and is not an introductory rate.  Additional account requirements will apply to the Elevate Checking account to obtain the premium APY. Rate may change after the account is opened. A minimum opening deposit of $50 is required, except for BankOn checking accounts, which only need $25 to open. Fees could reduce earnings. Visit www.gbankmo.com for more information on our consumer checking products.}

_{Tax Information: The value of the cash bonus or gift will be reported to the IRS under the primary account owner, as applicable. The primary account owner is the owner whose Taxpayer Identification Number (TIN), such as a Social Security Number (SSN), is assigned to the account and has tax responsibility. Client will be responsible for taxes on this bonus. Consult your tax advisor.}

_{Ninja® is a registered trademark of SharkNinja Operating LLC.  YETI® is a registered trademark of YETI Coolers, LLC. Solo Stove® is a registered trademark of Solo Stove, LLC. These companies are not affiliated with or sponsoring this promotion.}