Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love Guaranty Bank's Elevate checking account. With Elevate, you'll earn a 3.00% annual percentage yield1 if you:

  • Open your account with a minimum of $50
  • Use your Visa® debit card 15 times per month
  • Receive your monthly statements via eStatements2
  • Enroll in Internet Banking

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

Elevate Checking
Minimum Balance for APY1 APY1 Minimum to Open
$0.01 - $25,000.00 3.00% $50.00
$25,000.01 + 0.25% $50.00

(1)Annual Percentage Yield. Rate may change after account opening. APY is accurate as of February 1, 2023, and is not an introductory rate. $50 deposit required to open account.  Premium APY is for daily balances up to $25,000. To obtain premium APY, you must meet the following monthly requirements: Make 15 point-of-sale (POS) debit card purchases each statement period; Receive at least one Direct Deposit each statement period (debit card transactions and direct deposits must have posted to the account by the last business day of the statement cycle); Enroll in Guaranty Bank Internet Banking and enroll to receive E-Statements for this account. An interest rate of 2.96% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.00%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is greater than $25,000.01. The APY range for this tier will be 3.00% to 0.80%.  Regardless of your balance, if you do not meet the requirements listed, the interest rate and APY will be 0.01%. (2)Valid email address is required for E-Statements. A $3 statement fee will be charged if not enrolled in E-Statements. Fees may reduce earnings.

Switch to Elevate

Our friendly, branch will help you determine if Elevate is best for you. Making the switch from your current financial institution to Guaranty Bank is easy, thanks to their knowledge and expertise.

Monitor Elevate

With Guaranty Bank Mobile Banking, you can safely monitor your Elevate checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.


Call us at 833.875.2492 Visit our locations