Perks Banking - Any Checking Account 

LIMITED TIME $300 BONUS OFFER!

Where you work or live can come with a few perks. As a member of our Perks Banking program, you can get awesome incentives not found anywhere else.

Simply choose the checking account that fits your needs and enjoy perks like:

  • $300 new consumer checking account bonus1
  • $50 consumer savings account bonus with RoundUp program enrollment2
  • Free initial order of standard checks
  • Free safe deposit box for 1 year – any size3
  • 0.25% rate increase applied to standard Guaranty Bank Health Savings Account
  • Preferred rate on consumer Money Market and consumer CDs (any term), any consumer Savings
  • Available with all consumer checking accounts
  • $3.00 Paper Statement Fee waived. Free eStatements available with valid email address.

To get started, compare our checking accounts and open one online quickly and easily.


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Perks provide valuable savings and services on checking and savings accounts, health savings accounts, and more — all free. Show your employees how appreciated they are with a little help from your local bank.

  • Free for Guaranty Bank business customers
  • Provide added value to your employees
  • Dedicated account manager
  • On-site visits from your personal account manager
  • Preferred rate on consumer Money Market and consumer CDs (any term), any consumer Savings
  • Valuable discounts and services on the following:
    • Checking and savings accounts
    • Health Savings Accounts
    • Safe deposit box rental


1New Account Bonus Offer:  $300 bonus will be paid within 30 calendar days after all of the following occurs: 1) Open a new qualified consumer checking account, which is subject to approval; 2) at least one direct deposit or direct debit made through the Automated Clearing House (ACH) Network has posted to the account.  Direct deposit ACH examples are, but not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government.  Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit.  Direct debit ACH examples would be, but are not limited to, a car payment, mortgage, rent payment or another household bill.  Additional terms of this bonus offer:  Offer is for new consumer checking accounts only. Account must be open a minimum of 30 calendar days and be active at the time bonus is paid, which will be applied as a credit to the new account.  Requirements must be met within 6 months of account opening.  Client cannot have a previously closed consumer checking account with Guaranty Bank within the past 12 months.  This offer is limited to one bonus per customer, per account, and will be paid to the primary owner.  Customers who have previously received a new account bonus are not eligible.  Cannot be combined with other offers. $300 promotional offer ends 9/30/25 and all Perks Banking offers are subject to change without notice.  Bonus will be reported to the IRS under the primary account owner, as applicable. The primary account owner is the owner who Taxpayer Identification Number (TIN), such as a Social Security Number (SSN), is assigned to the account and has tax responsibility.  Client will be responsible for taxes on this bonus.  Consult your tax advisor.

Annual Percentage Yield (APY) will range from 0.00% - 3.00% depending on the account type that is opened. APY range is accurate as of March 1, 2025, and is not an introductory rate.  Additional account requirements will apply to the Elevate Checking account to obtain the premium 3.00% APY. Rate may change after the account is opened. A minimum opening deposit of $50 is required, except for Empower Youth and BankOn checking accounts, which only need $25 to open. Fees could reduce earnings. Visit www.gbankmo.com for more information on our consumer checking products.

2 Consumer Savings Account Offer:  Earn a $50 bonus when you enroll in the Guaranty Bank’s RoundUp Program and meet the eligibility requirements.  The RoundUp program automatically rounds up your everyday debit card transactions to the nearest whole dollar and puts the extra change directly into your savings account.  Eligibility Requirements: Have at least 10 RoundUp transactions successfully transferred to your Guaranty Bank savings account within 6 months of the qualifying period.  Must be an existing or new Guaranty Bank consumer checking and savings account holder and have an active debit card linked to those accounts. Qualifying period begins 30 calendar days after enrollment into the RoundUp program.  All required transactions must be posted to the account within 6 months from the date to qualify for the bonus.  The $50 bonus will be credited to your Guaranty Bank savings account within 30 calendar days after meeting all qualification requirements.  The account must be active and have a positive balance at the time of bonus is credited. This offer is limited to one bonus per customer, per account. Customers who have previously received a bonus for enrolling in the RoundUp Savings Program are not eligible.  Money Market accounts do not qualify for the offer. Perks Banking offers are subject to change without notice.  Bonus will be reported to the IRS under the primary account owner, as applicable. The primary account owner is the owner who Taxpayer Identification Number (TIN), such as a Social Security Number (SSN), is assigned to the account and has tax responsibility.  Client will be responsible for taxes on this bonus.  Consult your tax advisor. Annual Percentage Yield (APY):  Visit www.gbankmo.com for current rates on savings products.

3Safe Deposit Box credit applies to first year rental only.