System Notice

Some online consumer lending applications may be temporarily unavailable due to a system outage. We’re working to restore service as quickly as possible.

Closed for Indigenous Peoples' Day / Columbus Day

All Guaranty Bank branches will be closed on Monday, October 13 for Indigenous Peoples' Day / Columbus Day.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Encryption Requirement

The terms of your ACH Agreement have been updated to comply with new encryption level requirements. Your communication and transmissions in relation to ACH origination with the Bank and your Receivers must be encrypted or sent via a secure session using a commercially reasonable security technology that complies with applicable regulatory requirements. You must implement advancements to such encryption technology as they become available.

 Clarification of Reinitiation of Entries

Returned entries may be reinitiated for the following reasons:

  • Returned NSF or Uncollected (limited to two)
  • Stop Payment with a New Authorization
  • Originator took corrective action in relation the return Reason

New Company Entry Description MUST read RETRY PYMT (all Caps)

A description of RETRY PYMT supersedes any other company entry description, including the entry descriptions for original entries.